Consumer Finance Defense
Litigation
Defense of Financial Institutions in Consumer Protection and Regulatory Matters
WH Burkley represents banks, non-bank lenders, financial institutions, and servicers in consumer-related litigation and regulatory enforcement matters. We provide practical, business-focused counsel to help clients manage risk, respond to claims, and maintain compliance in a complex regulatory environment.
Consumer finance disputes often involve both litigation exposure and regulatory scrutiny. We work closely with clients to develop coordinated strategies that address individual claims, portfolio risk, and long-term compliance considerations.
Consumer Litigation
• Defense of individual and class action claims
• Claims arising under key federal and state consumer protection statutes, including theFair Debt Collection Practices Act (FDCPA), Truth in Lending Act (TILA), Real Estate Settlement Procedures Act (RESPA), Telephone Consumer Protection Act (TCPA), Fair Credit Reporting Act (FCRA), and oher federal and state consumer protection laws
• Litigation involving lending, servicing, and credit reporting practices
• Claims involving U.S. Bankruptcy Code stay and injunction violations
Regulatory and Enforcement Matters
• Defense in investigations and enforcement actions by federal and state agencies
• Responding to regulatory inquiries, audits, and examinations
• Managing parallel litigation and regulatory proceedings
• Advising on compliance exposure under consumer protection laws
Portfolio and High-Volume Defense
• Managing high-volume consumer claims and litigation portfolios
• Developing consistent defense strategies across jurisdictions
• Coordinating multi-state litigation and compliance responses
• Supporting internal legal and compliance teams
Compliance and Risk Advisory
• Advising on consumer protection compliance frameworks
• Identifying and mitigating litigation and regulatory risk
• Supporting policy development and operational improvements
• Coordinating with internal stakeholders and outside advisors
Our Approach
- Align defense strategy with each client’s regulatory and business objectives
- Move matters forward efficiently across litigation and enforcement proceedings
- Coordinate across legal, compliance, and operational teams
- Focus on managing risk while supporting long-term compliance goals
- Prioritize responsiveness, clear communication, and practical execution
Why WH Burkley
- Experience representing banks, lenders, servicers, and financial institutions in consumer finance disputes
- Strong understanding of consumer protection statutes, regulatory frameworks, and enforcement trends
- Ability to manage both individual claims and high-volume litigation portfolios
- Integration with creditors’ rights, bankruptcy, compliance, and broader litigation capabilities
- Responsive, partner-level service focused on risk management and practical outcomes
Recognition
Best Law Firms | Cleveland
- Band 1 – Litigation – Bankruptcy
Best Law Firms | Pittsburgh
- Band 1 – Litigation – Bankruptcy
- Band 2 – Litigation – Commercial
Best Law Firms | US
- Band 2 – Litigation – Bankruptcy
*Certain recognitions displayed on this page were earned prior to the formation of WH Burkley LLP and may reflect the accomplishments of our legacy firms, Walter Haverfield LLP and Bernstein-Burkley, P.C.